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Welcome to Rocky Rockwood'sTorrance, Rancho Palos Verdes and Redondo Beach Real Estate Website

Welcome! Here You Can Find Great Information on Torrance, Rancho Palos Verdes and Redondo Beach, California Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Torrance, Rancho Palos Verdes and Redondo Beach real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Torrance, Rancho Palos Verdes and Redondo Beach real estate agent, I have the experience and track record you are looking for. Please let me help.

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What is considered one of the key elements of the American dream?
A	Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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Rocky Rockwood, REALTOR®, real estate agent and broker for Torrance, Rancho Palos Verdes and Redondo Beach, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rocky Rockwood
Keller Williams
500 Silver Spur
Rancho Palos Verdes, CA 90275
310-809-0203

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